10 Ways a Bad Credit Score Can Hurt You

All of us who have taken on any form of debt have a credit score between 300 and 850. This score, made up of percentage of on-time payments, length of credit history, credit utilization, number and type of accounts, and amount of new credit inquiries, affects your ability to take out credit and the terms attached to said credit. But … Read More

10 Things Your Credit Card Company Doesn’t Want You to Know

Ah, credit card companies, the super nice, super generous non-profit organizations that give us credit to improve our lives and help us live out the American Dream. Just kidding, they are totally evil. They are also secretive. Let’s talk about the secrets that your credit card company isn’t letting you in on. 1. It can change the terms on you…and … Read More

6 Simple Ways to Improve Your Credit Score

Do you know your credit score? It’s that little number between 300 and 850 that determines your worth as a person. No, it doesn’t actually do that. But it is an important number because it does determine your creditworthiness which will totally matter if you need to take out a personal loan or a mortgage. The higher your credit score, … Read More

7 Mistakes That Hurt Your Credit Score

If you are looking to take out a loan or purchase a home in the near future, you need to either improve your credit score or maintain your already great score. Thankfully, it’s not difficult to attain a credit score in the 700s or even 800s. Just avoid these mistakes that hurt your credit score. 1. Applying for too many … Read More

10 Credit Card Perks You Didn’t Know You Had

When you apply for a credit card, what perks do you look for? Probably cash back, airline miles, or hotel rewards. While these are all great rewards (I’m a lover of hotel rewards myself), you may be leaving other unknown perks on the table. These are credit card companies, people, take everything they will give you! When people think employee … Read More